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on Islamic Finance |
| By: | Salma Arabi (ENCGS - Ecole Nationale de Commerce et de Gestion de SETTAT) |
| Abstract: | The growing integration of fintech, digitalization and blockchain is transforming the Islamic banking landscape, with the promise of more efficient, transparent and accessible banking services. However, to fully realize this potential, several significant challenges must be overcome. These challenges include navigating a complex regulatory environment to ensure compliance with Sharia ethical standards, strengthening the security of financial transactions in a digital environment, quickly adapting existing infrastructure to new technologies, as well as raising awareness and training staff in innovative tools while preserving the values of Islamic finance. Our study aims to assess the potential impact of fintech technologies, digitalization and blockchain on Islamic banks in Morocco. We will explore the potential challenges associated with this integration and provide a detailed roadmap for effective adoption of these technologies. This roadmap will include essential strategic and operational recommendations to guide Moroccan Islamic banks in this crucial transition towards more modern and competitive services, while maintaining their commitment to the ethical and religious principles of Islamic finance. |
| Keywords: | Fintech digitalization blockchain Moroccan Islamic banks challenges roadmap, Fintech, digitalization, blockchain, Moroccan Islamic banks, challenges, roadmap |
| Date: | 2024–06 |
| URL: | https://d.repec.org/n?u=RePEc:hal:journl:hal-04644039 |
| By: | Ashraf, Muhammad Saleem; Sulehri, Fiaz Ahmad; Audi, Marc; Bukhari, Syeda Ambreen Fatima; Azam, Habiba; Ali, Amjad |
| Abstract: | The role of work motivation is of paramount importance in establishing a correlation among several organizational practices, including employee awards, training, Islamic work accommodation, and the degree of job happiness seen by employees. Acquiring understanding and proficiently managing this intermediate role holds significant significance for businesses aiming to enhance overall employee satisfaction and performance. The objective of this study is to analyze the intricate relationships among employee awards, training programs, Islamic work accommodations, work motivation, and job satisfaction within the banking sector of Pakistan. Through a comprehensive examination of prevailing academic literature, we have formulated hypotheses to explore the direct and indirect effects of these variables within the distinct framework of organizational settings. The present study utilizes mediation analytic approaches within its research design to investigate the mediating role of work motivation in the association between employee reward, training, Islamic work accommodation, and job satisfaction. The findings of this study hold significance in both scholarly and applied domains. The researchers contribute to the existing body of knowledge by providing a clearer understanding of the intricate dynamics that take place among these crucial elements within the work environment. |
| Keywords: | Work Motivation, Job Satisfaction, Employee Reward, Training, Islamic Work Accommodation |
| JEL: | I0 |
| Date: | 2024 |
| URL: | https://d.repec.org/n?u=RePEc:pra:mprapa:121557 |
| By: | Alturki, Hala |
| Abstract: | There has been a major crackdown from the Saudi government this year (2024) on pilgrims performing the Hajj without a permit. The Hajj pilgrimage, one of the five pillars of the Islamic faith, continues to draw millions of devotees annually, despite the significant sacrifices, risks, and discomforts faced by those who journey without official permits. This paper delves into the underlying motives and compounded complexities driving pilgrims to undertake the Hajj without permit, examining factors such as spiritual obligation, economic barriers, and limited accessibility. By unraveling underpinning issues, the study sheds light on the shortcomings of the existing infrastructure and urban setup, which fuel the persistent demand for unauthorized Hajj participation. It emphasizes integrating past insights and present-day realities, to draw a holistic urban strategy to manage pilgrim influx sustainably while fostering economic opportunities. The proposed model advocates for interdisciplinary collaboration and community engagement to refine urban planning, preserve cultural heritage, and enhance the pilgrimage experience. Ultimately, this approach aims to ensure Makkah's continued role as a spiritual hub while addressing the evolving needs of pilgrims and residents alike. |
| Date: | 2024–07–30 |
| URL: | https://d.repec.org/n?u=RePEc:osf:socarx:egdn4 |