| By: |
Muhammad Ridhwan Ab. Aziz (Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM), Malaysia Author-2-Name: Muhammad Zakirol Izat Mustafar Author-2-Workplace-Name: Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM), Malaysia Author-3-Name: Author-3-Workplace-Name: Author-4-Name: Author-4-Workplace-Name: Author-5-Name: Author-5-Workplace-Name: Author-6-Name: Author-6-Workplace-Name: Author-7-Name: Author-7-Workplace-Name: Author-8-Name: Author-8-Workplace-Name:) |
| Abstract: |
" Objective - This study is aimed to investigate the interconnection between
the average income level and the tendency of the Malaysian community toward
the adoption of Islamic digital banking. Methodology – This study used a
quantitative survey questionnaire with 100 valid respondents. The data were
collected within 3 months and the SPSS software was applied in this study to
analyse the data using descriptive analysis. Cronbach's alpha tests were used
to determine the reliability of multiple questions based on the Likert scale
questionnaires in this study. Findings – The general finding of this study
shows that the group with lower income levels is more responsive to the
adoption of Islamic digital banking compared to the higher income group. It
indicates that this group believed that Islamic digital banking can be
beneficial to the community socially and economically in terms of perceived
usefulness, perceived ease of use, and transaction cost. Novelty – The
emergence of this study is to contribute the literature and reference related
to Islamic digital banking for the interest of researchers, practitioners, and
consumers in developing further research and the adoption of this platform in
the future. Type of Paper - Empirical" |
| Keywords: |
Digital Banking, Islamic Digital Banking, Income, Interconnection. |
| JEL: |
G21 G24 |
| Date: |
2022–07–30 |
| URL: |
http://d.repec.org/n?u=RePEc:gtr:gatrjs:jfbr198&r= |