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on Islamic Finance |
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Issue of 2019‒12‒16
five papers chosen by |
| By: | nugroho, anton priyo |
| Abstract: | Indonesia is a country with the largest Muslim population in the world. However, since the Islamic banks were being established in Indonesia for about 20 years, their market share only accounts for about 5% in the Indonesian banking system. Muslim participations in using Islamic bank are relatively low. This study expands the Theory of Planned Behavior by adding the variables of religiosity and self-efficacy. Previous studies have not examined this new expanded model to analyze customers who participated in using the saving Islamic bank’s products and services. Based on 220 Islamic bank consumers who participated in the study, the study indicated that questionnaires about religiosity and self-efficacy had good external validity and could be adapted for the Indonesian culture context. The most interesting finding was that the religiosity variable strongly enhanced the use of Islamic banks. Similarly, this study found that the self-efficacy variable improved an intention of customers to participate in the Islamic banking system. This paper also discusses the implications of the findings and recommendations for future studies. |
| Date: | 2018–02–24 |
| URL: | http://d.repec.org/n?u=RePEc:osf:inarxi:36jmf&r=all |
| By: | Setyawati, Irma |
| Abstract: | This research was conducted at Islamic banking in Indonesia, from January 2011 to December 2013 with a month-use data. This study used the design verification to see bank-specific variables and market share effects on the growth of the total assets of Islamic banking in Indonesia. The results showed that the variables of specific banks and the market share represented by finance deposit ratio, capital adequacy ratio, the ratio of operating expenses to total assets, the ratio of income of non-financing with total assets, non-performing financing and market share jointly significant effect on growth the value of assets of Islamic banking in Indonesia. |
| Date: | 2018–04–14 |
| URL: | http://d.repec.org/n?u=RePEc:osf:inarxi:yu9gs&r=all |
| By: | Hasan, Zubair |
| Abstract: | Human beings are the most important source of economic progress as well as end users of its fruits. The performance of both the sectors – public and private – is a function of workers’ efficiency – moral and professional. The moral dimension is internal to human beings. It is difficult to measure and separate from the professional. The objective criteria in material terms, as opposed to spiritual, emphasize the reduction of income inequalities and eradication of poverty. But it misses a vital causative ingredient - inequality of access to knowledge and information which is essentially systemic and structural in modern social orders. In mundane measures for promoting equality, the concern for meeting the basic needs of the masses – food, clothing, shelter, education and health care – has long remained on the scene. With the turn of the century, however, need fulfillment seems losing ground to the guaranteeing of a universal minimum income to each national ensuring a reasonably decent living. This paper looks at the two alternatives from an Islamic perspective. It supports in conclusion need fulfillment as a better measure to universal income for ameliorating the fate of the poor. |
| Keywords: | Human development, Basic needs, Universal basic income, Islamic perspective. |
| JEL: | H3 I3 |
| Date: | 2019–09 |
| URL: | http://d.repec.org/n?u=RePEc:pra:mprapa:97026&r=all |
| By: | The 11th International Workshop And Conference Of Asean Studies In Linguistics, Islamic And Arabic Education, Social Sciences And Educational Technology 2018; Febriaty, Hastina; Ritonga, Octavianni Mardyanty |
| Abstract: | This paper has been presenting at The 11th International Workshop And Conference Of Asean Studies In Linguistics,Islamic And Arabic Education, Social Sciences And Educational Technology 2018 in Kisaran, North Sumatera, Indonesian on 7 May 2018 |
| Date: | 2018–06–02 |
| URL: | http://d.repec.org/n?u=RePEc:osf:inarxi:sbxug&r=all |
| By: | The 11th International Workshop And Conference Of Asean Studies In Linguistics, Islamic And Arabic Education, Social Sciences And Educational Technology 2018; Sembiring, Masta; Ardilla, Isna; Siregar, Marsonang |
| Abstract: | This paper has been presenting at The 11th International Workshop And Conference Of Asean Studies In Linguistics,Islamic And Arabic Education, Social Sciences And Educational Technology 2018 in Kisaran, North Sumatera, Indonesian on 7May 2018 |
| Date: | 2018–05–30 |
| URL: | http://d.repec.org/n?u=RePEc:osf:inarxi:8cjrs&r=all |