|
on Information and Communication Technologies |
| By: | Taasim, Shairil; Yusoff, Remali |
| Abstract: | This study aims to apply the technology assessment (TA) model to analyze ebanking perceptions in the context of Malaysia. It involves aspects of supply and demand to understand increasing cashless concept in the country. A sample of 470 respondents were randomly selected from high density state capitals and major cities, using the convenience sampling method. Respondents were requested to complete a questionnaire developed from the basic model by forming UTAUT constructs, including quality, skills, transaction costs, user satisfaction, role of service providers (banks), and the influence of environment. Based on the results obtained, the model suggests that transaction costs, as direct costs by service providers, have a significant impact on the overall assessment of the performance of retail e-banking. Data analysis was performed using structured equation modeling (SEM), with the use of AMOS V22 as a method of trajectory analysis. |
| Keywords: | Technology, SEM, Performance, e-banking. |
| JEL: | G0 G00 O1 O16 |
| Date: | 2017–03–01 |
| URL: | http://d.repec.org/n?u=RePEc:pra:mprapa:80735&r=ict |
| By: | Kazuki Ikeda |
| Abstract: | A decentralized online quantum cash system, called qBitcoin, is given. We design the system which has great benefits of quantization in the following sense. Firstly, quantum teleportation technology is used for coin transaction, which prevents an owner of a coin from keeping the original coin data after sending the coin to another. This was a main problem in systems using classical information and a blockchain was introduced to solve this issue. In qBitcoin, the double-spending problem never happens and its security is guaranteed theoretically by virtue of quantum information theory. Making a bock is time consuming and the system of qBitcoin is based on a quantum chain, instead of blocks. Therefore a payment can be completed much faster than Bitcoin. Moreover we employ quantum digital signature so that it naturally inherits properties of peer-to-peer (P2P) cash system as originally proposed in Bitcoin. |
| Date: | 2017–08 |
| URL: | http://d.repec.org/n?u=RePEc:arx:papers:1708.04955&r=ict |
| By: | Maciej Sobolewski (Joint Research Center, European Commission; Digital Economy Lab & Faculty of Economic Sciences, University of Warsaw); Michał Paliński (Digital Economy Lab & Faculty of Economic Sciences, University of Warsaw) |
| Abstract: | Our paper analyses upcoming personal data protection reform in the EU from the perspective of user preferences. Our aim is to estimate monetary valuation of the core instruments envisaged in the General Data Protection Regulation and assess potential welfare gain from this policy intervention. On methodological grounds, we utilize stated preference discrete choice experiment. Our final dataset consisted of 4390 choices made by 143 respondents. We used these data to estimate the mixed logit model. Our study for the first time analyses the broader spectrum of privacy control mechanisms and provides estimates of welfare gain from policy intervention in privacy domain. By taking this perspective we fill a gap in literature and provide insights into users’ preferences towards particular instruments, such as right to be forgotten, right to object profiling and personal data portability. The main finding from the analysis is that implementation of enhanced privacy control mechanisms will generate positive welfare effect. The size of estimated welfare gain from policy intervention of the same scope as GDPR amounts to 6.5 EUR per capita monthly. This result proves that there is a ‘demand’ for privacy reform driven by both concerns related to disclosing personal data as well as shortage of effective tools for privacy management. |
| Keywords: | personal data management, e-privacy, General Data Protection Regulation, mixed logit |
| JEL: | C25 D12 L51 |
| Date: | 2017 |
| URL: | http://d.repec.org/n?u=RePEc:war:wpaper:2017-17&r=ict |
| By: | Hasan, Iftekhar; Khalil, Fahad; Sun, Xian |
| Abstract: | We investigate the impacts of improved intellectual property rights (IPR) protection on cross-border M&A performance. Using multiple measures of IPR protection and based on generalized difference-in-differences estimates, we find that countries with better IPR protection attract significantly more hi-tech cross-border M&A activity, particularly in developing economies. Moreover, acquirers pay higher premiums for companies in countries with better IPR protection, and there is a significantly higher acquirer announcement effect associated with these hi-tech transactions. |
| JEL: | G32 G34 O31 O34 F43 C23 |
| Date: | 2017–08–06 |
| URL: | http://d.repec.org/n?u=RePEc:bof:bofrdp:2017_017&r=ict |